New Day Trust Mortgage, the experts at no-cost refinancing, is offering a NO FEE, NO COST Refinance to customers currently in adjustable rate mortgages scheduled to adjust in the upcoming months. Adjustable rate mortgages are robbing people of their homes by exploding to payments as much as 175% of the current payment!!! Our solution? A zero points, zero fees loan that takes you out of your adjustable rate mortgage and puts you in a cozy, affordable 30-year fixed loan.

Join the more than 1,000 people already in the know who have taken advantage this offer to protect themselves from the horrific results of exploding adjustable rate mortgages.

Dear Friend,

My name is Morgan Brown and you might know me from BlownMortgage.com. As a reader of Blown Mortgage you know that I am committed to honesty, transparency and client advocacy in the mortgage process. My team at New Day Trust Mortgage is committed to the same goals.

We’ve helped thousands of people just like you refinance their home loan just in time to avoid costly adjustable rate mortgage resets. And through those thousands of transactions we’ve maintained an excellent rating with the Better Business Bureau and our regulatory agencies.

Take a moment to read some of the testimonials we’ve received from our customers.

• Testimonial 1
• Testimonial 2

If you’re ready to relieve the stress and uncertainty about your mortgage payments and financial future:

Let my team members know you want the no points no cost refinance you saw on Blown Mortgage. In about 20 days you’ll be on the path to financial security and sleeping easy knowing you have an affordable mortgage payment for the next 30 years.

If that sounds like you here are four honest, straight forward reasons to talk to a mortgage professional now:

• The mortgage market is going through historic changes. Loan programs are disappearing, and financing is becoming harder to come by.
• Underwriting guidelines are becoming more stringent making it harder to qualify for low interest rate loans.
• Banks are eliminating programs such as stated income and no income verification products. If you have difficult-to-document income you’ll soon be shut out of the market.
• Property values are declining. Equity in your house is evaporating daily; and one or two foreclosures in your neighborhood could wipe out all of it.

Equity protection is not just a catchy buzz phrase, it’s a necessity in today’s market. If you were relying on your home equity to fund your retirement plans (or college tuition plans) now is the time to exercise strategic equity repositioning. Simply put, take the equity out of your house and put it somewhere safe.

A few key thoughts about equity repositioning:

• You’re thinking “But I’ll have a higher mortgage payment.” You will. But think of it this way – you pay a little more each month to have the security of knowing your money is not evaporating daily from your house.
• You may be entitled to additional tax write offs due to interest expense (we’re not CPAs, be sure to talk to a qualified financial specialist).
• Your equity earns zero interest when it’s in your house, but can be earning high yields in an interest-bearing account.
• The money is protected should your property value decline unexpectedly due to a neighborhood short sale or foreclosure.
• It’s not for everyone – but it could be right for you.

If you’re not convinced that a brief conversation with our team is worth 10 minutes we’ve developed a special offer just for you. Talk with us for 10 minutes about your home financing situation. If you believe we didn’t provide you with one good suggestion or avenue for your particular situation we’ll send you a free Starbucks card just for taking the time to pick up the phone.

Don’t be a orphaned mortgage holder! Too many home owners are orphaned by their mortgage company. The loan originator completes your loan and then abandons you and is never to be heard of again. Don’t let that happen to you. New Day Trust Mortgage talks to every single client by phone at least 4 times a year to ensure that the mortgage solution currently in place is right for you.

For most people a mortgage is a lifetime obligation, and we’re here to help you manage it through out the course of your home ownership. When your loan closes our relationship begins – that’s how we define our commitment to you and your financial needs.

While it is true that the subprime mortgage market has evaporated there are still options available to you. New Day Trust Mortgage is FHA approved to provide low-rate FHA financing to qualified individuals.

FHA is better than subprime and does not require high FICO scores. If you’re score is above a 540 you can get a great loan with the following benefits:

• 30 year fixed or moderate-term ARM
• No prepayment penalty
• Loan amounts up to $362,760
• Rates that are often 3-4% lower than a similar subprime loan
• Limited or spotty credit history OK
• Insured by the government
• Borrow up to 97% on a new home purchase

If you would like to learn more about government financing through FHA please:

Not every lender is government approved; and our ability to write government backed loans means low rates for you, regardless of your credit history.

New Day Trust Mortgage has solutions regardless of your situation. With nearly 40 years of combined residential mortgage experience you can rely on New Day Trust Mortgage to deliver a loan that makes sense today, and is constantly on the look out for the loan that will make sense for you in the future.